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Home / Home / Personal Finance / Money Management / Credit / Laws and Regulations

Web Sites

Consumer Handbook to Credit Protection Laws - Federal Reserve's guide to consumer credit laws.
www.hsh.com/pamphlets/cons_handbook_credit.html
Consumer Leasing Act - Full searchable text provided by Cornell Legal Information Institute.
www.law.cornell.edu/uscode/15/1667.shtml
Credit Repair Organizations Act - Full text of the law regulating credit repair organizations.
www.ftc.gov/os/statutes/croa/croa.htm
Electronic Fund Transfer Act - Full searchable text provided by Cornell Legal Information Institute.
www4.law.cornell.edu/uscode/15/1693.html
Equal Credit Opportunity - How the Equal Credit Opportunity Act (ECOA) protects consumers.
www.ftc.gov/bcp/conline/pubs/credit/ecoa.htm
Equal Credit Opportunity Act - Full searchable text provided by Cornell Legal Information Institute.
www.law.cornell.edu/uscode/15/1691.shtml
Fair Credit Billing Act - FTC summary of the law governing "open end" credit accounts.
www.ftc.gov/bcp/conline/pubs/credit/fcb.htm
Fair Credit Reporting - How the Fair Credit Reporting Act (FCRA) protects consumers.
www.ftc.gov/bcp/conline/pubs/credit/fcra.htm
Fair Credit Reporting Act - The complete text (as of 07/1999) of the law governing credit reporting.
www.ftc.gov/os/statutes/fcra.htm
Fair Credit Reporting Act - FTC Educational material and staff opinions on the FCRA.
www.ftc.gov/os/statutes/fcrajump.htm
Fair Debt Collection Practices Act - Full text of the law governing third party collection of debts.
www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
Fair Debt Collection Practices Act - FTC Educational material and staff opinions on the FDCPA.
www.ftc.gov/os/statutes/fdcpajump.htm
Federal Trade Commission - Primary government agency that enforces credit laws.
www.ftc.gov
FTC OPT-OUT Information - Explains consumer choices regarding the sharing of personal information.
www.ftc.gov/privacy/protect.htm
Home Ownership and Equity Protection Act - Full text provided by Cornell Legal Information Institute.
www4.law.cornell.edu/uscode/15/1639.html
Identity Theft and Assumption Deterrence Act - Full text of the identity theft law.
www.ftc.gov/os/statutes/itada/itadact.htm
Legal Information Institute - An overview of consumer credit law with links to additional sources.
www.law.cornell.edu/topics/consumer_credit.html
Nolo.com Legal Encyclopedia - Information regarding debt and the wise use of credit.
www.nolo.com/encyclopedia/dc_ency.html
The Consumer Law Page - Consumer law links provided by The Alexander Law Firm.
consumerlawpage.com/brochure/index.html#credit
The Fair Credit Reporting Act Amendment - Discusses the 1997 amendments and has links to more information about the Act.
www.ftc.gov/bcp/conline/edcams/fcra/index.html